Real Estate
Title insurance offers post-purchase protection
Experts say one of the best ways new home buyers can protect their investment is with the title insurance. That's because defects in the title of the property can cause loss of all or part of the investment in your home. Title insurance is the only protection against that risk.
Title Insurance Order and Information Sheet
Our firm's Title Insurance Order and Information Sheet has been created to assist us in gathering all the essential information needed to complete a Title Insurance Application for our client. Please do not spend an inordinate amount of time gathering the information requested on the form. However, we have found that having this data available at an initial attorney/client meeting will aid both you and our firm in focusing on title insurance issues specific to your situation.
If you have any questions about the form, please call our office; otherwise, please complete as much of it as possible and return it to us either by fax or regular mail. We look forward to assisting you with your title insurance needs.
Download the Title Insurance Order and Information Sheet
It's the Law: Attorney or title company for closing?
In Florida, both title companies and attorneys may issue title insurance. Since most policies are issued at rates promulgated by the Department of Insurance, title insurance obtained from an attorney is priced the same as title insurance from a title company. In many cases, title insurance through an attorney is underwritten by the same underwriting company as would be obtained through a title company.Q: I plan on selling my lot and buying a condominium on Marco Island. What would be the difference in using an attorney or title company for my closing?
Deducting Refinancing Costs
Low interest rates have motivated many homeowners to refinance their mortgages over the past couple of years. Falling rates have allowed borrowers either to lower their monthly payments significantly, or to obtain funds through ?cash outs? while keeping their payments relatively level. The Internal Revenue Service (IRS) has reminded taxpayers who took advantage of this year's low interest rates to refinance their mortgages that they may be eligible to deduct some costs associated with their loans.
